Value Over Time Charting

Globe Investor Portfolio now features "Value Over Time" charting to better help visualize the actual performance of your portfolio.

  • This type of charting displays the market value since the start of the selected time period.
  • Charts can be generated in 1/3/5 year increments, or all known time.
  • For Cash-enabled accounts, performance includes deposits, dividends and distributions, less withdrawals.

The chart is displayed within the Market Value dropdown near the top of your screen.

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To enable:

  1. Click the chevron next to the section header.
  2. Portfolio will not remember your selection on a subsequent visits and must always be selected.
  3. Charts are not presently printable.

Note: recently another charting application was introduced within the Wealthscope analytics utility. This charting differs from "Value Over Time" in that it plots the performance of a portfolio at a current point in time. This is intended to determine the efficacy of portfolio construction rather than provide actual performance.

Globe Investor integrates Wealthscope analytics tool

Globe Investor now offers Wealthscope - a powerful and easy-to-use portfolio analytics tool. Wealthscope is free for digital Portfolio users.

The goal is to help Globe readers make better decisions, and holistically understand how they can expect their portfolio to perform in market conditions both good and bad.

What is Wealthscope?

Rob Carrick describes Weathscope as a “second opinion on your investment portfolio”.

Embedded directly within Portfolio, Wealthscope assigns reads your portfolio and assigns it a numeric score and letter-grade (A-F) across five categories:

  • Overall Score
  • Performance
  • Downside Protection
  • Fees
  • Income
  • Diversification

Each individual score is out of 100 for the specific time period in question. A higher score always is always better. Scores for Performance and Downside Protection are contrasted against domestic and global benchmarks that best match underlying investments.

Weathscope stresses the importance of total portfolio management; how the different pieces of a portfolio work together to diversify risk and achieve the desired investment objectives.

How does Wealthscope work?

Wealthscope is embedded within the Globe Investor Portfolio tool. To activate, simply click the “Analytics” button next to “Transactions” and “Holdings”.

Wealthscope reads your investments and purchase sizes within your portfolio to generate a report inside your browser. Wealthscope can also be downloaded into a PDF document that has been optimized for printing.

To protect the integrity of the statistical analysis, Wealthscope implements the following rules when analyzing your portfolio:

  • All securities with more than 60 months of history are included. Otherwise the following are excluded:
    • Securities with less than 36 months of history; or
    • Securities with 36-59 months of history and collectively weigh less than 10%
    • If a passive ETF has insufficient history, but there is a close substitute, the latter will be used. For those with short history, the underlying index returns (minus MER) prior to inception is factored.

Wealthscope includes data for Canadian and US stocks, Canadian and US ETFs, and Canadian mutual funds. Any other securities (such as bonds, options, etc.) will be excluded from the analysis. USD accounts are converted to CAD.

Is Wealthscope secure?

The Portfolio-Wealthscope integration has been purposely designed to process data anonymously.

In the data analysis process, Portfolio intentionally shares the absolute minimum with Wealthscope. Specifically no Globe and Mail account information is provided, nor anything specific to Portfolio account information (backend configurational or Portfolio names entered by user). The only data shared – and done so anonymously - are security symbols and the number of shares.

Each time a user runs the analytics report for a portfolio - even the same portfolio - completely randomized identifiers and names are sent to Wealthscope.

Who is Wealthscope?

Wealthscope is a service of PW Portfolio Analytics Inc., a privately-owned financial technology company in Toronto. The team includes Pauline Shum-Nolan, a professor of finance with 20+ years as Professor of Finance and building professional programs. Weathscope has expertise in applied statistics, portfolio management, and big data analytics. For more information, please visit www.wealthscope.ca.

May Features

The following two features will be included within Portfolio from May 7-12 to help navigate COVID-19 volatility:

  • Portfolio scorecards from Wealthscope. These offer a letter grade (A-F) against the construction of user portfolios on five dimensions: performance, downside protection, diversification, fees and income.
  • Historical charting. This line charting plots the price performance of each portfolio over time.

The features will be embedded directly within each individual Portfolio created within the tool.

Incorrect Splits and Consolidations

Recently while making improvements to the automated handling of data that powers the Portfolio, a bug was introduced that caused reversal the terms of the split:

  • For example, a 10-for-1 split was treated as a 1-for-10 consolidations
  • This bug affected splits in March and April 2020

This issue is repaired. Where ever possible we have automatically repaired affected positions within portfolios. However in some cases, if you manipulated the affected position (by selling extra shares), it will be necessary to rebuild your position manually (delete and start over) or Contact Us directly for assistance.

The following 58 splits in total were affected:

Toronto Stock Exchange https://www.theglobeandmail.com/investing/markets/stocks/HEU-T https://www.theglobeandmail.com/investing/markets/stocks/HFD-T https://www.theglobeandmail.com/investing/markets/stocks/HGD-T https://www.theglobeandmail.com/investing/markets/stocks/HMJU-T https://www.theglobeandmail.com/investing/markets/stocks/HOU-T https://www.theglobeandmail.com/investing/markets/stocks/HQD-T https://www.theglobeandmail.com/investing/markets/stocks/HXD-T

NEO Exchange https://www.theglobeandmail.com/investing/markets/stocks/HMUS-NE

TSX Venture Exchange https://www.theglobeandmail.com/investing/markets/stocks/MGI-X https://www.theglobeandmail.com/investing/markets/stocks/PPK-X

Canadian Securities Exchange https://www.theglobeandmail.com/investing/markets/stocks/AREV-CN https://www.theglobeandmail.com/investing/markets/stocks/BXXX-CN https://www.theglobeandmail.com/investing/markets/stocks/CRFT-CN https://www.theglobeandmail.com/investing/markets/stocks/KDZ-CN https://www.theglobeandmail.com/investing/markets/stocks/RIN-CN

NYSE/NASDAQ/OTC https://www.theglobeandmail.com/investing/markets/stocks/AITX https://www.theglobeandmail.com/investing/markets/stocks/AMEUF https://www.theglobeandmail.com/investing/markets/stocks/AMZA https://www.theglobeandmail.com/investing/markets/stocks/APVO https://www.theglobeandmail.com/investing/markets/stocks/AREVF https://www.theglobeandmail.com/investing/markets/stocks/BKGFF https://www.theglobeandmail.com/investing/markets/stocks/BURG https://www.theglobeandmail.com/investing/markets/stocks/CANB https://www.theglobeandmail.com/investing/markets/stocks/EKSO https://www.theglobeandmail.com/investing/markets/stocks/EMBYF https://www.theglobeandmail.com/investing/markets/stocks/EOGSF https://www.theglobeandmail.com/investing/markets/stocks/ERX https://www.theglobeandmail.com/investing/markets/stocks/GASL https://www.theglobeandmail.com/investing/markets/stocks/GUSH https://www.theglobeandmail.com/investing/markets/stocks/HZBBF https://www.theglobeandmail.com/investing/markets/stocks/HZBRF https://www.theglobeandmail.com/investing/markets/stocks/HZOZF https://www.theglobeandmail.com/investing/markets/stocks/HZRZF https://www.theglobeandmail.com/investing/markets/stocks/ICD https://www.theglobeandmail.com/investing/markets/stocks/INLX https://www.theglobeandmail.com/investing/markets/stocks/KEGX https://www.theglobeandmail.com/investing/markets/stocks/LBJ https://www.theglobeandmail.com/investing/markets/stocks/LFER https://www.theglobeandmail.com/investing/markets/stocks/LGMFF https://www.theglobeandmail.com/investing/markets/stocks/MEXX https://www.theglobeandmail.com/investing/markets/stocks/MGIDF https://www.theglobeandmail.com/investing/markets/stocks/MOAEF https://www.theglobeandmail.com/investing/markets/stocks/NLNK https://www.theglobeandmail.com/investing/markets/stocks/OCPFF https://www.theglobeandmail.com/investing/markets/stocks/PWOD https://www.theglobeandmail.com/investing/markets/stocks/REVI https://www.theglobeandmail.com/investing/markets/stocks/RSCZF https://www.theglobeandmail.com/investing/markets/stocks/SALT https://www.theglobeandmail.com/investing/markets/stocks/SBFM https://www.theglobeandmail.com/investing/markets/stocks/SIML https://www.theglobeandmail.com/investing/markets/stocks/STTH https://www.theglobeandmail.com/investing/markets/stocks/SUMR https://www.theglobeandmail.com/investing/markets/stocks/SUNTF https://www.theglobeandmail.com/investing/markets/stocks/SUNYF https://www.theglobeandmail.com/investing/markets/stocks/USAU https://www.theglobeandmail.com/investing/markets/stocks/WFGCF https://www.theglobeandmail.com/investing/markets/stocks/XES https://www.theglobeandmail.com/investing/markets/stocks/XOP

We apologize for the inconvenience, and thank you for your patience.

Mutual Fund Charting

Holdings within individual Portfolios provide direct links to profile pages within Globe Investor via ticker:

Within the the "Full Chart" view, charting tools for Mutual Funds now differs from other forms of charting on Globe Investor in that values are “Total Return” and inclusive of compound dividends.

This presentation is otherwise called “Growth of $10,000” and is typical of how Mutual Fund performance is presented. It shows a fund’s performance based on how $10,000 invested in the funds would have grown over time with the dividends reinvested.

It begins at the fund’s inception, and provides a more accurate representation of performance than unit values. When generating a chart it is possible to overlay:

  • Other Mutual Funds
  • Pre-selected Total Return index values
  • Fundata Prospectus Risk Indices (to measure mutual funds according to the level of risk assigned by the fund manager)

Valuations Fix Complete

Following the corporate actions retroactive maintenance work (conducted on the weekend) a bug was introduced where a class of esoteric dividends (offered as redeemable for additional stock purchases) were marked as a stock split from our data provider.

The result was incorrect stock splits applied to positions and valuation simulations becoming magnified.

This has been corrected was applied automatically to your account. No action is required.

Securities affected included: BCS-N, BP-N, EQX-X, FRAN-Q, HSBC-N, PIPE-X, PRV-UN-T, PTQ-X, TOT-N, ZEO-T, ZJG-T, ZJN-T

Locked Cash Accounts

The Portfolio tool supports the entry of retroactive transactions.

To better process instances where a newly-entered position results in a cash transaction injected out of historical sequence, a Lock icon will appear next to cash accounts:

  • This icon will appear until your account is properly recalculated, processed and ordered
  • This measure also prevents the insertion of further orders that could result in incorrect cash processing

Typically this lock should clear within 15-120 seconds and you can continue to enter transactions.

lock.png

Corporate Actions Maintenance Complete

The development work conducted on November 9-10 is complete. This includes:

  • Improved application of dividend ex, record, and payment dates for companies that are listed on a Canadian exchange (TSX, TSXV, CSE) and a US exchange (NYSE, NASDAQ, AMEX, OTCBB) dating-back to January 1, 2018.
  • Improved application of splits and consolidations.
  • Data from 2018-onward will then wholly be sourced from Electronic Data Interchange (EDI). Positions added with retroactive dating also utilize EDI.
  • Minor retroactive valuation changes due to the correct usage of Pay-date versus Ex-date were automatically applied to your holdings.

As a possible consequence of this work you may notice duplicate dividend entries near January 1, 2018. If you detect this a corporate actions related issue within your Portfolio holdings please notify:

Note: in the near future we will be conducting development work to better handle Mergers and Acquisitions, Spin-offs and Redemptions

Portfolio Outage Planned for Necessary Maintenance

The development work announced in the October Corporate Actions Processing Timeline is complete.

In order to retroactively apply corporate actions to historical positions, the Globe Investor Portfolio tool will be made temporarily unavailable to prevent potential product instability.

The anticipated downtime is Saturday, November 9 – 18:00 ET to Sunday, November 10 – 18:00 ET.

During this time the Portfolio tool will be wholly inaccessible.

  • This system maintenance to better apply dividend ex, record, and payment dates for companies that are listed on a Canadian exchange (TSX, TSXV, CSE) and a US exchange (NYSE, NASDAQ, AMEX, OTCBB) dating-back to January 1, 2018.

  • Data from 2018-onward will then wholly be sourced from Electronic Data Interchange (EDI).

  • Minor retroactive valuation changes due to the correct usage of Pay-date versus Ex-date will be automatically applied to your holdings and no action is required.

For further Terms and Conditions related to the provision of Services and Content consult the Limitations of Liability contained in Globe and Mail Privacy & Terms.

The Globe Investor Portfolio community is active, loyal and highly-engaged with this product. We apologize in advance for any inconvenience and thank you for your patience as we conduct this maintenance.

Corporate Actions Processing Timeline

Throughout October we will be completing a series of steps to correct and improve Corporate Actions processing within Portfolio. Corporate Actions include:

  • Dividends; and
  • Splits and Reverse Splits (Consolidations)

Minor valuation changes due to the correct usage of Pay-date versus Ex-date will be automatically applied to your holdings and no action is required.

When this is complete, we will undergo programmatic processing of Mergers, Spinoffs & Redemptions. This is presently handled manually and error-prone. Due to the nature of these events, this is also the most challenging.

Globe Investor thanks you for your patience as we conduct this data improvement work necessitated by the product upgrade in summer 2018.

Note: as an intended consequence of this work, it is possible longtime Globe Investor Portfolio users with data prior to 2018 could notice variances in their holdings with respect to dividends. Data from 2018-onward is sourced from Electronic Data Interchange (EDI), whereas legacy products used a several different sources and data was migrated verbatim.